1. Privacy summary
The CredBounce public beta is designed so Storm And Me LLC does not need to receive the contents of your uploaded credit reports, evidence files, dispute drafts, pasted response text, Debt Autopilot balances, payoff history, or local payoff projections. Three site forms intentionally send limited information to CredBounce: the Contact form, the UPSHIFT+ early-access form, and the Debt Autopilot+ Level 2 activation-interest form. UPSHIFT+ membership checkout is a separate Stripe-hosted payment flow.
Do not enter a full Social Security number, bank password, credit-bureau password, security answers, or other login credentials anywhere in the beta.
2. Information stored locally on your device
The app uses localStorage for structured application state such as goals, dispute metadata, letter drafts, and case timelines. It uses IndexedDB for files such as an uploaded report or evidence document. In v0.6.0, this content — including Debt Autopilot starting balances, current balances, strategy settings, locally recorded payment history, and payoff-cycle tracking — is intended to stay inside the browser profile on the device where you use the app.
Storm And Me LLC does not intentionally collect the uploaded report or evidence contents in this beta.
3. Information you submit through forms
The Contact form sends the name, email address, selected topic, message, and a source label that you provide. The UPSHIFT+ early-access form sends your email address and a source label. The Debt Autopilot+ activation-interest form sends your email address plus non-sensitive source/interest labels indicating interest in Level 2. These submissions are stored server-side in CredBounce’s private lead inbox so the team can review and respond to beta interest or support requests. The Level 2 form does not collect a funding account, creditor login, payment destination, account number, Social Security number, or payment authorization.
Do not submit Social Security numbers, bank or bureau passwords, full credit reports, identity documents, or evidence files through these forms.
4. UPSHIFT+ membership checkout
UPSHIFT+ membership checkout is hosted and processed by Stripe. When you choose to purchase UPSHIFT+, Stripe may collect information required to process and administer the recurring subscription, such as your name, email address, billing information, payment method, transaction details, and subscription status under Stripe’s own terms and privacy practices.
CredBounce does not ask you to type raw payment-card data into its local financial workspace or Level 2 activation-interest form. A successful $9.99/month UPSHIFT+ membership purchase is not a bank-funding authorization or creditor-payment mandate.
5. Information a hosting provider may process
Like most websites, the hosting and network providers needed to deliver the site may process basic technical request information such as IP address, request time, browser/user-agent information, requested path, and security/operational logs. The public beta does not intentionally add third-party advertising trackers or analytics scripts to the page.
6. Third-party links
When you follow a link to an outside site, you leave CredBounce. The destination site may collect information under its own privacy policy. Review that site's terms and privacy practices before submitting personal information.
7. Retention and deletion
Because dispute content is stored locally in the beta, you control much of its retention. The Dispute Center includes an “Erase local dispute data” control, and clearing the site/browser data can also erase localStorage and IndexedDB. Deletion from your browser does not delete copies you independently downloaded, printed, emailed, mailed, or stored elsewhere.
Contact, early-access, and Debt Autopilot+ activation-interest submissions are stored separately in the private project lead inbox and are not removed by the browser’s local erase control. If you want one of those submitted records reviewed for deletion, use the Contact page and identify the email address used for that submission.
8. Security limitations
Local browser storage reduces centralized collection risk, but it is not the same as an encrypted document vault with a dedicated authentication system. Anyone with access to your unlocked browser profile or device may be able to access local data. Keep your device secured, keep original records, and avoid using a shared/public computer for sensitive work.
9. Children
CredBounce is not intended for children. The U.S.-focused beta is intended for adults age 18 or older.
10. Policy changes and contact
This policy may change as the architecture changes, especially if account sync, centralized storage, analytics, live creditor payments, identity verification, or regulated/specialized financial partners are introduced later. UPSHIFT+ membership checkout is active through Stripe, but Debt Autopilot+ creditor-payment execution remains separately gated and the current beta does not collect live creditor-payment authorization. Material changes will be reflected in a revised effective date. Contact Storm And Me LLC through the Contact page.